Dr Estelle Brack International Consultant in Banking and Financial Services, and Founder & President of KiraliT

Dr Estelle Brack is an International Consultant in Banking and Financial Services, and Founder & President of KiraliT, helping its clients with:

  • Strategy in financial services
  • Better understand global evolutions of banking and financial services (digital currencies, CBDC, etc.)
  • Building digital banks, especially for small resilient/circular economies (Africa, Caribbean, etc.)
  • Promoting financial education in Africa
  • Funding (women) entrepreneurs in Africa
  • Project management for innovative/digital transformation for Tier one banks.

She was previously Chief Economist and Program Director for International Payments and Solutions at BPCE (Banques Populaires – Caisses d’Epargne), the second largest French Bank and then at its subsidiary dedicated to Payments – Natixis Payment Solutions – between January 2014 and April 2019. She founded KiraliT in 2019.

From 2006 to 2013, she was Deputy Director for European and International Affairs at the French Banking Federation, Senior Adviser for International Affairs and Senior Economist.

She held the Chair of the Statistics Working Group of the European Banking Federation from 2009 to 2013 and was as well a Member of the International Affairs and the Economic and Monetary Affairs Committees.

She began working for Payments in 2000 when she joined the Head Office of Banque Populaire Group in Paris, as Project Manager in charge of implementing and supervising the introduction of coins and banknotes in Euro (as well as the taking out of circulation of the ancient French Franc). After 2002, she moved to strategic projects and inter-banking relations for card payments and electronic money.

She started her professional carrier in 1999, as Director of strategic studies for the Japanese company, KSM.

She is co-Ambassador for France of the European Women Payments Network (EWPN), and Fellow for France at the dGen think tank.

Estelle is Senior Lecturer at iReMMO, dedicated to Middle East and Mediterranean Studies.

She has written two books1 as well as many papers and articles in banking and development economics. She is a regular contributor to African Banker and African Business. She is a member of the OECD-MENA Women’s Business Forum and promotes actively Financial Education Programs implementation in Africa.

Estelle earned a PhD in international economics, money and banking with honours from Paris Panthéon Assas – Paris 2.