Founder & CEO of Lighthouse Compliance UK, Daniel is a seasoned compliance expert and industry leader with comprehensive knowledge of the UK and European payments regulatory landscape. With nearly two decades of experience in financial crime prevention and the payments industry, Daniel has developed a deep expertise in areas such as Issuing, Licensing, Crypto, and Lending.

Throughout his career, Daniel has held various senior roles, including Chief Risk and Compliance Officer, MLRO, Director, Board Member, and Consultant. His professional journey spans a diverse range of companies, from start-ups to large enterprises, across the UK, Europe, and Africa. Notable positions include roles at The Bank Of London, Moniepoint GB, Optimus Cards UK, Ixaris (Nium), FSCOM, and WEX Europe.

Daniel’s extensive background and strategic insight make him a valuable asset in navigating complex regulatory environments, ensuring robust compliance frameworks, and fostering a culture of ethical business practices.

With a distinguished career spanning two decades in the financial services industry, Svetlana has excelled in senior, global, and strategic roles at prestigious institutions such as Barclays, HSBC, Pay.UK, Bottomline Technologies, MasterCard and Visa. Her expertise encompasses a broad spectrum, including strategy, product development, technology, and operations within the dynamic landscape of payments. Trained as a consultant at Capco, Svetlana has honed her skills in providing insightful solutions to complex challenges. Currently, she serves as a Non-Executive Director (NED) and Fractional Chief Operating Officer for FinTech ventures, showcasing her commitment to shaping the future of financial technology by supporting and empowering new talent entering the Fintech industry

Jessica Ramos is the Head of Regulatory & Oversight Affairs and ad interim Head of Finance at EBA CLEARING.

Prior, she held a number of positions at SWIFT, namely in Oversight Affairs, Legal & Compliance, Finance and as Chief of Staff to the global CEO. She was also responsible for diversity and inclusion initiatives for the business.

She started her career in 2006 as an Associate in Consortium Central America, focusing on banking, finance and corporate law.

She is a member of the Belgian Company Lawyers Bar, the New York Bar, the Honduran Bar and the In-house Competition Lawyers Association. In addition to her Law Degree, Jessica holds an MBA in Finance, an LL.M. in Corporate Law from New York University (NYU) and an LL.M. in Competition Law and Economics from the Brussels School of Competition. She has recently been certified in Governance, Risk and Compliance (GRC), Cyber Security for Business Leaders and Social Media Marketing and is currently pursuing studies in Law, Cognitive Technologies & Artificial Intelligence at the Brussels School of Competition.

Jessica founded Mizbiz in 2016, an organisation aiming to connect, inspire and empower women in Belgium. She is a Board Advisor to CyberWayFinder and The Nine, Belgium Ambassador for the European Women Payments Network and a ConceptionX Expert. Jessica is a frequent speaker at financial industry events on topics ranging from Payments, RegTech, Compliance, Financial Crime, Cyber Security, Diversity and Inclusion and ESG.

Thea is a committed, energetic, and creative professional with nearly two decades of experience working in the #financial and #technology environment. Her main focus is on business development, #sustainableinnovation, and bridging the divide between a good idea and its actual execution (#accelerator).

Thea currently works at CM.com, a global communications and #payments platform empowering businesses to engage with customers across multiple mobile channels. She has previously held various positions at ABN AMRO Bank NV in commercial, management and product development areas.

At CM.com, Thea holds the position of Strategic Business Developer within the Strategy Office and she is responsible for Proof of Concepts. She researches and initiates new business developments, converts them into a concept, test them and builds the business case for feasibility and added value for the CM platform. In addition to (technical) feasibility and innovativeness, the revenue model is also an important touchstone. To achieve this, she often works together with prospects and existing customers, strategic partners and is mainly focused externally.

Her innovative mind has resulted in the successful implementation of several new business projects and models in the payment and identity industries. She recently completed a pilot for the CM softPOS solution; an App that transforms your regular smartphone or tablet into a secure payments terminal, enabling it to immediately begin accepting card payments.

Thea’s aspirations for EWPN NL are to bridge gaps between payments and tech, utilize the EWPN community’s brainpower in hackathons or think tanks. Instead of focusing on the differences, monetize them! Preferably combining her passion for sustainability and innovation.

Annabel Keulen is a consultant at INNOPAY, a Dutch strategy consultancy in digital transactions, based in Amsterdam. Annabel is mainly involved in strategic projects on topics like payment innovation, open banking and open finance. She is committed to help guide organisations world-wide to fully embrace the opportunities of the digital transactions era.

Annabel strongly believes in the power of an inclusive and diverse workplace with inspiring role models for young professionals. However, as a young professional in the financial industry, she found it challenging to find and connect with role models and peers in the industry. This became even harder due to COVID-19. Therefore, Annabel initiated to relaunch the EWPN Young Leaders Programme to empower and inspire young professionals and to connect them with their role models.

 

 

Iris Kok is a Finance trainee at ING Bank N.V. She joined the company in 2019 after completing two Masters, one in Change Consulting and the other in Financial Management. In the first 8 months of her traineeship, she joined the Capital Management department within the Treasury domain. She did her second rotation in the Group Management Accounting Advice team and is now part of the Financial Reporting department at ING Domestic Bank Netherlands. She is involved in statutory and regulatory reporting matters and several change projects ranging from financial innovation to HR-related topics.

Iris is a big advocate for diversity and inclusion as she believes that these are key influencers in today’s society. Following this, she decided to join EWPN where she is involved in setting up the Young Leaders Programme. She feels that senior leaders in the industry should be more accessible and therefore the barrier to connect with senior leaders should be lowered. Being a young professional at the start of her career, she would like to help others accelerate in their careers.

 

 

Sandrine Wagner is an award-winning German student in her final year at Kingston University in the UK. She is on track to graduate with a Bachelor of Science degree in International Business in the summer of 2021.

Sandrine intends to pursue a career in digital marketing and data analytics in an international environment when she graduates, having won multiple awards at Kingston University, including outstanding performance in the modules ‘International Marketing’ and ‘Data Analytics’. 

Alongside her studies, Sandrine has undertaken two part-time marketing internships.  At EWPN (European Women in Payments Network), she is responsible for posts in the portal forums and social media channels, as well as data analytics on a weekly basis, in line with the EWPN strategy.

As a marketing intern at Sophia Marketing, a company that offers strategic marketing services to the technology and FinTech sectors, she is assisting with social media engagement, digital marketing and customer analytics for a client in the RegTech (Regulatory Technology) space.

 

Throughout her career, Alana has led commercial and business development projects in multinational companies, mainly in consumer products, ecommerce and finance sector. Her fields of expertise are sales, international business development and business management. Graduated from Webster University with a degree in Management and Psychology.

Since joining paysafecard, part of Paysafe Group in 2016. Today, Alana is an Indirect Sales Manager in the Payment Service Provider team. Her key responsibilities include client acquisition, expansion of new business, onboarding and management of all new clients and partner development. Alana is passionate about payments industry, innovations in fintech and has an extensive knowledge of alternative payment methods.

Adela Knox is the Content & Strategy Director at Finovate. She joined the company in 2018 to oversee the content development, strategy and delivery of the Finovate events globally, specifically focusing on content quality and customer experience, including the VIP strategy development and execution.

Prior to joining Finovate, Adela has held various positions at Ascential, UBM, Haymarket Business Media and Marcus Evans, carrying the strategic responsibility for the portfolio growth and international launch strategy and scale up.

Adela’s experience and expertise covers the whole range of B2B event formats, including global conferences, meet the buyer events, in-house & public training courses, exhibitions and large-scale hybrid events in both the commercial conferencing and publishing sectors.

Adela has an extensive understanding of the banking/financial technology industry and focuses on creating events which serve as the breeding ground for collaboration and partnerships for attendees across the FI vertical, including banks, financial institutions, startups, VCs and investors, and service providers. She specializes in covering fintech, paytech, wealthtech, insurtech, proptech, digital lending and regtech markets.

Adela was recently awarded Innovator 2019 issued by CFTE – Centre for Finance, Technology and Entrepreneurship – the industry body recognises people who have been pushing boundaries in the new world of Finance and also being helpful to bring more impact to people.

Alison is a payments policy expert with in-depth knowledge and understanding of the payments and regulatory landscape in Europe, particularly Ireland and the UK. As a director of fscom, the boutique compliance consultancy, she helps payments businesses understand their regulatory obligations and develop commercially-sound systems and controls that protects consumers and adds value to the business.

She is proud to become the EWPN’s ambassador for Ireland having already taken up the baton to foster diversity in her own business as well as through her role as a director of the Association of Professional Compliance Consultants (APCC) and with the Emerging Payment Association’s (EPA’s) Women in Paytech project.

In addition to these roles, Alison chairs the APCC’s Supervision Working Group, which enables the dialogue between the FCA’s Supervision Department and compliance consultants, and leads the EPA’s Project Regulator, which seeks to influence the payments regulatory agenda.

Prior to joining fscom, Alison was the e-money policy specialist at the FSA and then FCA and was the Consumer Council’s financial needs expert, leading on the successful Competition Commission inquiry on current accounts in Northern Ireland.