fscom is a boutique firm of compliance experts who specialise in the fintech sector specifically in payments, e-money, crypto and challenger banks.

Established in 2011, fscom is headquartered in Belfast with offices in London and Dublin. fscom has experience assisting firms adhere to the regulatory requirements in the UK, Ireland and multiple European jurisdictions. The team has in-depth industry knowledge from the frontline, having run businesses, headed up global compliance teams, and worked for the regulators. We are a highly skilled team of deep domain compliance experts who thrive on transferring our knowledge and our experience to compliance teams. We have worked with a lot of companies in the fintech sector and we have advised in hundreds of projects to include authorisations, audits, advice, training and interim roles.

fscom has won numerous awards for its work with clients in providing advisory and project-based work across three core technical areas, financial crime advisory, regulatory compliance and cyber security.

Recognised as one of the world’s original and most established fintech organisations, Fexco employs over 2,300 people across its suite of companies headquartered in Killorglin, Co. Kerry located in the South West of Ireland. Founded in 1981, Fexco now has operations in 29 countries across Europe, the Middle East, Asia-Pacific, North America and Latin America.
Fexco serves some of the world’s biggest brands across multiple industries, predominantly in the payments and foreign exchange sectors, through a wide range of innovative products and services including; Dynamic Currency Conversion (DCC), Multi Currency Pricing (MCP), Tax Free Shopping and Retail FX. Fexco also offers bespoke Managed Business Solutions and Outsourcing services as well as a full suite of payment management solutions through its Corporate Payments business.

Since inception, Fexco has been driven by an entrepreneurial and innovative spirit. This ethos has brought the company to new regions and industries of growth, connecting customers with exciting new opportunities. Through its commitment to partnership and innovation, the company has built an international network of customers.
To find out more visit www.fexco.com

The World’s Number 1 Banking Software

Temenos AG (SIX: TEMN), headquartered in Geneva, is the world leader in banking software, partnering with banks and other financial institutions to transform their businesses and stay ahead of a changing marketplace. Over 3,000 firms across the globe, including 41 of the top 50 banks, rely on Temenos to process both the daily transactions and client interactions of more than 500 million banking customers. Temenos offers cloud-native, cloud-agnostic front office and core banking, payments, fund management and wealth management software products enabling banks to deliver consistent, frictionless customer journeys and gain operational excellence.

Our vision is to provide financial institutions, of any size, anywhere in the world, the software to thrive in the digital banking age. We do this by building, delivering and supporting the world’s best packaged, upgradeable and open banking software. And we’ve been doing it for more than 25 years. This makes us true banking software specialists with deep domain knowledge and razor-sharp focus. We place our clients at the core of what we do. Everything starts and stops with our clients’ goals – we can’t meet our goals without meeting theirs.

Market leader

Temenos is the leader in its market. In 2018, Temenos achieved a leadership position for its Completeness of Vision and Ability to Execute in Gartner’s MQ for Global Retail Core Banking, a “leader” in digital banking platforms position in both the Forrester Wave on Global Digital Banking Platforms and Digital Engagement Platforms and topped the IBS Intelligence for Temenos Core Banking, Channels, Risk and Compliance and Payments.

Today, Temenos has a market capitalization of more than USD12bn.


We pride ourselves on seeing things differently from everyone else. We embody a culture of openness and meritocracy that allows us to attract the best people and to set them free to make things happen. This culture is at the root of the company’s pioneering record on innovation. Temenos employs nearly 6000 people, operating out of 64 offices representing clients in over 150 countries.

Ecosystems for growth

We strongly believe in the importance of collaboration to achieve growth and the best customer outcomes.

You can see evidence of this in our large ecosystem of partners. We partner with other firms for various reasons, such as to give our clients access to a large pool of system integration resources as well as choice over the technology platforms they run.

In addition, we open up our software to third parties to foster innovation. The Temenos Marketplace is our digital store where clients can browse, discover, download and deploy an ever-growing range of apps. These apps are developed by Marketplace providers using more than 11,000 APIs and business events that we make available to them.

Unrivalled customer success

We make packaged and upgradable software. We consistently spend 20% of our sales annually on R&D. As such, our software gets functionally richer and more technologically advanced with every new release.

Temenos customers significantly outperform their peers: Over a seven-year period, they enjoyed on average a 31% higher return on assets, a 36% higher return on equity and an 8.6 percentage point lower cost/income ratio than financial institutions running legacy applications.

Ingenico Group is the global leader in seamless payment, providing smart, trusted and secure solutions to empower commerce across all channels, in-store, online and mobile. With the world’s largest payment acceptance network, we deliver secure payment solutions with a local, national and international scope. We are the trusted world-class partner for financial institutions and retailers, from small merchants to several of the world’s best known global brands. Our solutions enable merchants to simplify payment and deliver their brand promise. Find out more at www.ingenico.com

Riskified turns “shoppers” into “customers” at all stages of the path to purchase. The world’s largest brands – from airlines to luxury fashion houses to gift card marketplaces – trust us to increase revenue, manage risk and enhance their customer experience. Merchants lose billions to legacy fraud solutions, payment failures, high-friction verification methods and more. Riskified uses powerful machine-learning algorithms to recognize legitimate customers and help them complete their purchase. And then we guarantee that income. Merchants can safely approve more orders, expand internationally and fulfill omnichannel flows while providing a frictionless customer experience. For more information, please visit: www.riskified.com

Banking Circle is a financial infrastructure provider to Payments businesses and Banks. As a fully licensed bank, free of legacy systems, Banking Circle technology enables payments companies and banks of any scale to seize opportunities in the new economy – quickly, at low cost, compliantly and securely – with direct access to clearing that bypasses old, bureaucratic and expensive systems.

Banking Circle solutions are increasing financial inclusion. From international payments to settlement accounts, FX to compliance, Banking Circle technology is helping thousands of businesses transact across borders in a way that was previously not possible.

Banking Circle is owned by EQT VIII and EQT Ventures in partnership with Banking Circle’s founders. Headquartered in Luxembourg, Banking Circle has offices in London, Munich, Amsterdam and Copenhagen.

Mastercard (NYSE: MA), www.mastercard.com, is a technology company in the global payments industry. Our global payments processing network connects consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. Mastercard products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone.

Segpay is a global leader in merchant services, offering custom solutions including payment facilitator, direct merchant accounts and secure gateway services. The company specializes in online credit card processing for e-commerce and subscription services for global merchants. Segpay is dedicated to providing secure turnkey solutions to accept online payments, with a guarantee that funds are always safe and protected with its proprietary Fraud Mitigation SystemTM and unmatched customer service and support. For more information, visit https://www.segpay.com.

Credorax is one of the first technology companies to evolve into a full-fledged, commercial bank specialising in merchant acquiring services.  Licensed by the Malta Financial Services Authority (MFSA), Credorax continues to fundamentally change the landscape of traditional merchant acquiring, by staying deeply anchored in its fintech roots, constantly using its technology assets and acumen to specifically address the unique needs of e-commerce merchants of all sizes.

Global merchants and payment service providers continue to select Credorax as their preferred acquirer due to its well-earned reputation in the payments market as the Smart Acquirer. Combining state-of-the-art banking technology, value-added partner and merchant services and 24/7 dedicated, step-by-step personal guidance, Smart Acquiring is a unique business model that ultimately ensures customers successfully navigate and flourish in the e-commerce arena.

Credorax has evolved into a global enterprise through its worldwide financial and corporate growth, with over 200 employees spread across Europe, US, UK, Malta, Israel, Japan and China.



Paysafe is a leading global provider of end-to-end payment solutions. Our core purpose is to enable businesses and consumers to connect and transact seamlessly through our industry-leading capabilities in payment processing, digital wallets and online cash solutions.

Delivered through an integrated platform, our solutions are geared towards mobile-initiated transactions, real-time analytics and the convergence between bricks-and-mortar and online payments. With over 20 years of online payment experience, a combined transactional volume of US$48 billion in 2016 and over 2,200 staff located in 12 global locations, Paysafe connects businesses and consumers across 200 payment types in over 40 currencies around the world.

Paysafe Group plc shares trade on the London Stock Exchange under the symbol (PAYS.L). For more information, visit: www.paysafe.com.